💳Credit Agent
To exchange your Zeny to 
Credits you have to talk to Credit Agent (Located @npc 25). He will inform you, that in order for you to do the exchange you will have to bring him following items:
1 x
Intergalactic Coin100 x
Poring Jewel (Type @whodrops Poring Jewel then @whereis Monster Name to see where you can find the mosnters that drop the loot)100,000,000 Zeny
You can exchange your zeny to credits max 50 Credits a day!
Intergalactical Coin
Go to Mr. Gambler (@npc 24) and talk to him. As his name implies, you will need to gamble with him in order to get Intergalactical Coin.
Minimum amount to gamble is 10,000 Zeny & maximum 10,000,000 Zeny. The higher the bet, the higher the chances of winning.
Intergalactic Passport
After getting all the requirements head back to Credit Agent @npc 25 and submit them to get your Intergalactic Passport! You can exchange your Zeny to Credits now!
Once you have this passport, you can exchange your Zeny to Credit with any Credit Agents in major towns. Note: The passport is not required when exchanging your Credit to Zeny
The Contract will last for 14 days. After that time, you will have to renew your passport
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